Ministry of Finance / NPCI
Add 10 crore new rural UPI users in FY 2025-26 under PM Jan Dhan expansion
The government set a target to onboard 10 crore new rural UPI users through BC (Banking Correspondent) network expansion and Jan Dhan account activation, targeting 25 crore rural users total by March 2026.
Overall Progress
Ministry of Finance / NPCI
₹1,500 crore (BC network + PM Jan Dhan)
March 31, 2026
Progress Snapshot
7.4 crore new rural users added (74% of 10 crore target)
74%Last updated: Apr 16, 2026 · Source: NPCI Rural UPI Dashboard
Milestones
5 crore new rural users
Target: Sep 2025
5.2 crore ✓
8 crore new rural users
Target: Jan 2026
7.4 crore
10 crore new rural users
Target: Mar 2026
On trajectory
Update Log
Apr 16, 2026
NPCI data: 7.4 crore new rural UPI users added in FY26 — on track to exceed 10 crore target before March close.
Mar 1, 2026
Rural UPI transaction value crossed ₹2 lakh crore monthly for the first time — reflects deepening adoption.
Feb 5, 2026
PM Jan Dhan: 3.8 crore dormant accounts reactivated through NPCI awareness campaign in rural districts.
Jan 10, 2026
Internet connectivity remains bottleneck in 22% of rural panchayats — BSNL BharatNet expansion linked to UPI success.
How we track this
We track NPCI's rural UPI monthly data, filtering for new activations in rural and semi-urban areas using PIN code classification. DFS's PM Jan Dhan dashboard provides complementary data on active zero-balance account holders.